Why Should Employers Offer Vision Coverage
Access to vision insurance can help employees get essential health care services at a reduced cost. Providing this voluntary benefit can be a smart business decision as an employer.
Lyceum Insurance Services can help your organization find the right vision insurance option.
What Does Vision Insurance Cover?
Vision insurance typically helps cover the following:
- Routine eye exams
- Prescription eyeglasses and contact lenses
Some vision plans may also offer partial coverage or discounts for the following:
- Designer frames and lenses
- Prescription sunglasses
- Specialized lenses such as progressive lenses and high-index lenses
- Eye surgery, such as LASIK and PRK
- Treatment for eye diseases and conditions, such as glaucoma, cataracts and macular degeneration
- Vision therapy to improve vision skills
- Corrective procedures such as orthokeratology
Each insurer determines which services and products they may cover. Work with your agent to find an insurer that provides vision care plans that align with your employees’ needs.
Vision Insurance Is a Crucial Part of Your Company’s Benefits Package
When job seekers evaluate job offers, they consider more than just the salary. They look for comprehensive benefits packages, including health, dental and vision insurance.
Vision insurance benefits can also improve your employees’ overall health and well-being. Regular eye exams can detect early signs of serious health conditions, including the following:
- Diabetes
- Hypertension
- Brain tumor
- Aneurysm
- Multiple sclerosis
- Rheumatoid arthritis
Additionally, vision insurance can improve the productivity of your employees. Poor vision can lead to headaches, eyestrain and fatigue, impacting job performance. Employees can receive the necessary eyewear to correct their vision by providing vision insurance, leading to increased productivity and job satisfaction.
Vision insurance can also help reduce the financial burden on your employees. Eye exams, glasses and contact lenses can be expensive, especially for those without insurance.
By providing comprehensive benefits packages, such as vision insurance, you show your employees that you care about their well-being and value their contributions to the company.
Contact Us
Contact Lyceum Insurance Services in Monrovia, Maryland, to start building an employee benefits package to help your organization retain and attract top talent.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.
Categories: Employee Benefits